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What to consider when choosing a credit card

Look for the best interest rate to pay less for your credit.
All the costs involved, including service fees and any extra charges.
Secure self-service channels to easily manage your card.
Features like free swipes, rewards and payment convenience.

Need help finding the right credit card?

Select 3 features that are important to you.

Unselect all

Rates and fees

Convenience and control

Flexibility

Rewards and discounts

Insurance and cover

Travel benefits

Security

Rates and fees

Convenience and control

Flexibility

Rewards and discounts

Insurance and cover

Travel benefits

Security

Our top cards

Our suggested cards

credit-card
New Nedbank Gold
Credit Card
R21,50 monthly service fee.
Credit facility fee from R18,50 a month.
Optional R24 a month Greenbacks fee.
Zero charges on card swipes.
Get an additional card for R25.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request.
Use your card in-store, online, at ATMs or abroad.
Use your card to pay and get 50% off your Nu Metro movie tickets, plus a medium cooldrink and popcorn combo. See details.
Swipe at bp and stand a chance to win your share of R200,000 in Greenbacks. See details.
Earn Greenbacks on all eligible* spend.
Use your Greenbacks SHOP Card at leading stores that accept American Express.
Get great restaurant deals and travel discounts on car hire, flights and accommodation.
Special deals on your shopping, airtime and data vouchers, electricity and more.
Card includes purchase protection with a chargeback option.
Optional credit life cover in case you die, become disabled, contract a critical illness or get retrenched.
Optional top-up travel insurance available.
Discounts on car hire from Hertz and Avis with Greenbacks.
Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.
Overview
Monthly service fee
R40 p/m
Minimum income
R5,000 p/m
Interest-free days
Up to 55
Interest rate
Personalised
credit-card
Nedbank Platinum
Credit Card
R57 monthly service fee.
Credit facility fee from R26 a month.
Complimentary replacement card.
Optional R24 a month Greenbacks fee.
Zero charges on card swipes.
Zero card delivery fees.
Get an additional card for R30.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request.
Use your card in-store, online, at ATMs or abroad.
Use your card to pay and get 50% off your Nu Metro movie tickets, plus a medium cooldrink and popcorn combo. See details.
Swipe at bp and stand a chance to win your share of R200,000 in Greenbacks. See details.
Earn Greenbacks on all eligible spend*.
Use your Greenbacks SHOP Card at leading stores that accept American Express.
Get great restaurant deals and travel discounts on car hire, flights and accommodation.
Get special deals on shopping, airtime and data vouchers, electricity and more.
Card includes purchase protection with a chargeback option.
Optional credit life cover in case you die, become disabled, contract a critical illness or get retrenched.
Get travel insurance up to R3 million.
Enjoy the Bidvest Premier Club domestic airport lounges up to 12 times a year. Terms and conditions apply.
Discounts on car hire from Hertz and Avis with Greenbacks.
Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.
Overview
Monthly service fee
R83 p/m
Minimum income
R29,000 p/m
Interest-free days
Up to 55
Interest rate
Personalised
credit-card
New Nedbank Gold
Credit Card
R21,50 monthly service fee.
Credit facility fee from R18,50 a month.
Optional R24 a month Greenbacks fee.
Zero charges on card swipes.
Get an additional card for R25.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request.
Use your card in-store, online, at ATMs or abroad.
Use your card to pay and get 50% off your Nu Metro movie tickets, plus a medium cooldrink and popcorn combo. See details.
Swipe at bp and stand a chance to win your share of R200,000 in Greenbacks. See details.
Earn Greenbacks on all eligible* spend.
Use your Greenbacks SHOP Card at leading stores that accept American Express.
Get great restaurant deals and travel discounts on car hire, flights and accommodation.
Special deals on your shopping, airtime and data vouchers, electricity and more.
Card includes purchase protection with a chargeback option.
Optional credit life cover in case you die, become disabled, contract a critical illness or get retrenched.
Optional top-up travel insurance available.
Discounts on car hire from Hertz and Avis with Greenbacks.
Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.
Overview
Monthly service fee
R40 p/m
Minimum income
R5,000 p/m
Interest-free days
Up to 55
Interest rate
Personalised
credit-card
Nedbank Platinum
Credit Card
R57 monthly service fee.
Credit facility fee from R26 a month.
Complimentary replacement card.
Optional R24 a month Greenbacks fee.
Zero charges on card swipes.
Zero card delivery fees.
Get an additional card for R30.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request.
Use your card in-store, online, at ATMs or abroad.
Use your card to pay and get 50% off your Nu Metro movie tickets, plus a medium cooldrink and popcorn combo. See details.
Swipe at bp and stand a chance to win your share of R200,000 in Greenbacks. See details.
Earn Greenbacks on all eligible spend*.
Use your Greenbacks SHOP Card at leading stores that accept American Express.
Get great restaurant deals and travel discounts on car hire, flights and accommodation.
Get special deals on shopping, airtime and data vouchers, electricity and more.
Card includes purchase protection with a chargeback option.
Optional credit life cover in case you die, become disabled, contract a critical illness or get retrenched.
Get travel insurance up to R3 million.
Enjoy the Bidvest Premier Club domestic airport lounges up to 12 times a year. Terms and conditions apply.
Discounts on car hire from Hertz and Avis with Greenbacks.
Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.
Overview
Monthly service fee
R83 p/m
Minimum income
R29,000 p/m
Interest-free days
Up to 55
Interest rate
Personalised

Our recommendation is only an example of how the interest rate and fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.

How the credit card application process works

1. Find the right card

Use the credit card wizard to find the best card based on your needs.

2. See if you qualify

Select the card you're interested in and do a quick check to see if you qualify.

3. Start your application

Complete the application form and email us your supporting documents.

4. Receive your card

If your card is approved, we'll have it delivered to your door, or the branch of your choosing.