Why choose the new Nedbank Gold Credit Card?
Get an affordable credit solution
Earn Greenbacks on all eligible spend
Complimentary card delivery
Rates and fees
R21,50 monthly service fee.
Credit facility fee from R18,50 a month.
Optional R24 a month Greenbacks fee.
Zero charges on card swipes.
Convenience and control
Get an additional card for R25.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request.
Use your card in-store, online, at ATMs or abroad.
Rewards and discounts
Swipe at bp and stand a chance to win your share of R200,000 in Greenbacks. See details.
Earn Greenbacks on all eligible* spend.
Use your Greenbacks SHOP Card at leading stores that accept American Express.
Get great restaurant deals and travel discounts on car hire, flights and accommodation.
Special deals on your shopping, airtime and data vouchers, electricity and more.
Insurance and cover
Card includes purchase protection with a chargeback option.
Optional credit life cover in case you die, become disabled, contract a critical illness or get retrenched.
Optional top-up travel insurance available.
Discounts on car hire from Hertz and Avis with Greenbacks.
Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.
* ‘Eligible spend' means all spend (local and international), excluding cash withdrawals, casino chip purchases, fuel purchases, finance or other card charges, fees or taxes levied by us or the government, purchases of travellers cheques or other negotiable instruments, garage card transactions, budget account instalments and interest thereon, insurance premiums and internet transfers or payments (EFT) from your account.
Things to know before you apply
You need to be over 18 years old.
You need to live in South Africa, and have a valid South African ID or a valid passport and work permit.
You need to earn at least R5,000 a month before tax and have a healthy credit score.
Documents you need
New to Nedbank?
Create your Nedbank ID on the Money app or on Online Banking before you apply.
Already a Nedbank client?
Log in to apply.